HOMEOWNERS are more than twice as likely as landlords to be in arrears, according to research by a Crossflatts company.

Computershare Loan Services found that on average 0.6 per cent of buy-to-let mortgages are currently in arrears, compared to 1.37 per cent of residential loans.

The survey also found there is considerable regional disparity.

In Yorkshire and Humberside, the buy-to-let figure is 0.55 per cent, compared to 1.27 per cent for residential.

Andrew Jones – for Computershare, which earlier this year was appointed to service mortgages for UK Asset Resolution in Crossflatts – said: "When mortgages fall into arrears, problems can arise for borrowers, lenders and tenants, so loans must be administered in a way that takes into consideration the individual circumstances of every customer.

"We continue to lead the way in preventing and reducing arrears by using advanced analytical systems to predict problems and facilitating support for those who need it.

"For over a quarter of a century, we've done everything we can on behalf of clients to work with borrowers – particularly those significantly behind on their payments – to find a solution that takes into consideration their circumstances."

Computershare Loan Services manages over half of all outsourced mortgages in the country.