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‘Care costs must add up’ says Keighley director
A group which owns two nursing homes locally is warning people to do their sums when a new cap on care costs is introduced.
From 2016, the government will restrict the amount elderly people should have to pay for care to £72,000.
Czajka Care Group – which runs Currergate Nursing Home at Steeton and Beanlands in Cross Hills – applauds the move, but urges people to be careful when calculating the figures.
Managing director Konrad Czajka said: “The cap is welcome news and will sound reassuring for many people, but it’s important to understand that it only applies to the cost of medical care and not accommodation and meals – which can form a hefty percentage of the overall bill.”
He said the average length of stay in a care home was about 14 months and the typical annual fee was £30,000, so many people wouldn’t be helped by the cap.
But he said it would be beneficial to those with long-term illnesses, such as dementia, who may need longer stays.
Also, as part of the changes, the current £23,000 money and savings threshold – above which people have to pay their own care costs – is being raised to £118,000.
Mr Czajka advises people to plan ahead.
He added: “Most people have significant capital assets in the form of their home, so it’s essential – if they wish to pass those on to their children – that they plan for the future from a much younger age.
“The rules are very complicated and it’s essential that people look at their entire financial situation when thinking about care and begin planning well in advance.”
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