“Point-blank refusals” from travel insurance companies are jeopardising a paralysed Silsden teenager’s trip-of-a-lifetime to America.

Nathan Cubitt, 18, broke his neck in a rugby match scrum nearly two years ago.

He and his family have already paid out £11,500 from their own savings to fly to Florida in November for a dream holiday that will include a trip to Disney World.

But Nathan’s mum, Sue Cubitt, has hit a brick wall trying to acquire travel insurance for Nathan (left), who uses a motorised wheelchair, despite the fact he would be accompanied by a nurse.

Keighley MP Kris Hopkins, when informed of their plight, said he shared the family’s distress at the heartbreaking news, and vowed to raise the issue with insurance industry bosses.

“I have written to Tidjane Thiam, chairman of the Association of British Insurers, with a request an urgent solution be found,” he added.

In the meantime, Mrs Cubitt is desperate to hear from anyone who can end the family’s anguish before time runs out.

“It seems ludicrous,” she said. “Nathan just shakes his head – he can’t believe it.

“He’d be devastated if we couldn’t go – we all would – but I would feel bad for Nathan more than anyone else.

“Nathan isn’t a special case, and he doesn’t see himself as that. He just wants to go on holiday with his family.